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The Corporation is providing Loans Directly for Economic up-liftment of the members of the Scheduled Castes in the State of Punjab.

  DIRECT LENDING SCHEME

PUNJAB SCHEDULED CASTES LAND DEVELOPMENT AND FINANCE CORPORATION, CHANDIGARH.
ANNEXURE OF LOAN LIMIT RECOVERY AND RATE OF INTEREST

Sr.No. Name of the Scheme Max.Loan Limit Rate of Interest Period of Commencement Period of Recovery Total Installments
1. Purchase of Agricultural Land 10,00,000 8% 1 year 15 year 29 half yearly
2. Redemption of Land 5,00,000 8% -do- -do- -do-
3.a) Purchase of Tractor Actual Cost 8% -do- -do- -do-
b)

Agricultural Implements
such as Trolly, Thrasher,Sohaga, Seeds and Drills etc.

-Do- 8% -do- -do- -do-
4. Small Scale Industries 3,00,000 8% -do- -do- -do-
5. Contractor ship 2,00,000 8% -do- 10 years 19 half yearly
6.

Purchase of SCO/SCF
(including plot or built-up SCO/SCF

5,00,000 8% -do- -do- -do-
7. Printing Press 2,00,000 8% 6 months -do- -do-
8. Poultry Farm up to 5000 birds (passed by NABARD) from time to time. 8%; 1 Year 7year 13 half yearly
9. Piggery Farm 75,000 8% -do- -do- -do-
10. Sheep/Goat Farm 75,000 8% -do- -do- -do-
11. Installation of Tube well/Pumping Set Actual Cost 8% 6 months 7 years 14 half yearly
12. Motor Spare Parts / Cycle Spare Parts Business 2,00,000 8% -do- -do- -do-
13. Hand Loom / Power Loom / Old Hand Loom 3,00,000 8% -do- -do- -do-
14. Shoe Making other Leather Goods or Shoe Shop 3,00,000 8% -do- -do- -do-
15. Karayana Shop / Book Shop / Genl. Merchant Shop 3,00,000 8% -do- -do- -do-
16. Crockery / Tent house 4,00,000 8% -do- -do- -do-
17. Dry cleaning / Electricity Goods shop 3,00,000 8% -do- -do- -do-
18. Chemist shop 3,00,000 8% -do- -do- -do-
19. Cloth Business including Ready made Garments 2,00,000 8% -do- -do- -do-
20. Kabaria Shop 1,00,000 8% -do- -do- -do-
21. Purchase of Law Books 1,00,000 8% -do- -do- -do-
22. Flour Mill 3,00,000 8% -do- -do- -do-

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  Annexure mentioning    Purposes and Loan    details under Direct    Lending Scheme