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Home>Finance Schemes>Direct Lending Scheme > Annexures
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The Corporation is providing Loans Directly for Economic up-liftment of the members of the Scheduled Castes in the State of Punjab.
DIRECT LENDING SCHEME
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PUNJAB SCHEDULED CASTES LAND DEVELOPMENT AND FINANCE CORPORATION, CHANDIGARH.
ANNEXURE OF LOAN LIMIT RECOVERY AND RATE OF INTEREST |
| Sr.No. |
Name of the Scheme |
Max.Loan Limit |
Rate of Interest |
Period of Commencement |
Period of Recovery |
Total Installments |
| 1. |
Purchase of Agricultural Land |
10,00,000 |
8% |
1 year |
15 year |
29 half yearly |
| 2. |
Redemption of Land |
5,00,000 |
8% |
-do- |
-do- |
-do- |
| 3.a) |
Purchase of Tractor |
Actual Cost |
8% |
-do- |
-do- |
-do- |
| b) |
Agricultural Implements
such as Trolly, Thrasher,Sohaga, Seeds and Drills etc. |
-Do- |
8% |
-do- |
-do- |
-do- |
| 4. |
Small Scale Industries |
3,00,000 |
8% |
-do- |
-do- |
-do- |
| 5. |
Contractor ship |
2,00,000 |
8% |
-do- |
10 years |
19 half yearly |
| 6. |
Purchase of SCO/SCF
(including plot or built-up SCO/SCF |
5,00,000 |
8% |
-do- |
-do- |
-do- |
| 7. |
Printing Press |
2,00,000 |
8% |
6 months |
-do- |
-do- |
| 8. |
Poultry Farm |
up to 5000 birds (passed by NABARD) from time to time. |
8%; |
1 Year |
7year |
13 half yearly |
| 9. |
Piggery Farm |
75,000 |
8% |
-do- |
-do- |
-do- |
| 10. |
Sheep/Goat Farm |
75,000 |
8% |
-do- |
-do- |
-do- |
| 11. |
Installation of Tube well/Pumping Set |
Actual Cost |
8% |
6 months |
7 years |
14 half yearly |
| 12. |
Motor Spare Parts / Cycle Spare Parts Business |
2,00,000 |
8% |
-do- |
-do- |
-do- |
| 13. |
Hand Loom / Power Loom / Old Hand Loom |
3,00,000 |
8% |
-do- |
-do- |
-do- |
| 14. |
Shoe Making other Leather Goods or Shoe Shop |
3,00,000 |
8% |
-do- |
-do- |
-do- |
| 15. |
Karayana Shop / Book Shop / Genl. Merchant Shop |
3,00,000 |
8% |
-do- |
-do- |
-do- |
| 16. |
Crockery / Tent house |
4,00,000 |
8% |
-do- |
-do- |
-do- |
| 17. |
Dry cleaning / Electricity Goods shop |
3,00,000 |
8% |
-do- |
-do- |
-do- |
| 18. |
Chemist shop |
3,00,000 |
8% |
-do- |
-do- |
-do- |
| 19. |
Cloth Business including Ready made Garments |
2,00,000 |
8% |
-do- |
-do- |
-do- |
| 20. |
Kabaria Shop |
1,00,000 |
8% |
-do- |
-do- |
-do- |
| 21. |
Purchase of Law Books |
1,00,000 |
8% |
-do- |
-do- |
-do- |
| 22. |
Flour Mill |
3,00,000 |
8% |
-do- |
-do- |
-do- |
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