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The Corporation is providing Loans Directly for Economic up-liftment of the members of the Scheduled Castes in the State of Punjab.

  DIRECT LENDING SCHEME

PUNJAB SCHEDULED CASTES LAND DEVELOPMENT AND FINANCE CORPORATION, CHANDIGARH.
ANNEXURE OF LOAN LIMIT RECOVERY AND RATE OF INTEREST

Sr.No. Name of the Scheme Max.Loan Limit Rate of Interest Period of Commencement Period of Recovery Total Installments
1. Purchase of Agricultural Land 30,00,000 8% 6 months 15 year 30 half yearly
2. Redemption of Land 5,00,000 8% -do-- 10 year 20 half yearly
3.

Agricultural Implements
such as Trolly, Thrasher,Sohaga, Seeds and Drills etc.

Acutal cost 8% -do- -do- -do-
4. Small Scale Industries/ sheds 8,00,000 8% -do- -do- -do-
5. Contractor ship 3,00,000 8% -do- 5 years 19 quaterly
6.

Purchase of SCO/SCF
(including plot or built-up SCO/SCF

5,00,000 8% -do- 10 years - 39 quaterly
7. Printing Press 3,00,000 8% 6 months 5 years 19 quaterly
8. Poultry Farm Actual cost 8%; 3 months 5 years 20 quaterly
9. Piggery Farm 75,000 8% -do- -do- -do-
10. Sheep/Goat Farm 75,000 8% -do- -do- 19 quaterly
11. Installation of Tube well/Pumping Set Actual Cost 8% 6 months 5 years 10 half yearly
12. Motor Spare Parts 3,00,000 8% 2 months 5 years 30 bi-monthly
13. Cycle Spare Parts Business 1,00,000/- 8% -do- -do- -do-
14. Hand Loom / Power Loom / Old Hand Loom 3,00,000 8% -do- -do- -do-
15 Shoe Making other Leather Goods or Shoe Shop 3,00,000 8% -do- -do- -do-
16 Karayana Shop / Book Shop / Genl. Merchant Shop 3,00,000 8% -do- -do- -do-
17. Crockery / Tent house 5,00,000 8% -do- -do- -do-
18. Dry cleaning shop 3,00,000 8% -do- -do- -do-
19. Chemist shop 4,00,000 8% -do- -do- -do-
20. Cloth Business including Ready made Garments 3,00,000 8% -do- -do- -do-
21. Kabaria Shop 2,00,000 8% -do- -do- -do-
22. Purchase of Law Books 2,00,000 8% -do- -do- -do-
23 Flour Mill 4,00,000 8% -do- 7 years 42 bi-monthly

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  Annexure mentioning    Purposes and Loan    details under Direct    Lending Scheme